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Business Overview
Escrow Payment
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Escrow Payment
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Virtual Card
API Payment Gateway

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ParlyPay Terms of Use and Conditions
Parlypay Fraud Prevention and Reporting Policy
ParlyPay AML and Counter-Terrorism Financing (CTF) Policy

Privacy Notice
Forbidden Business Activities
ParlyPay Terms of Use and Conditions
Parlypay Fraud Prevention and Reporting Policy
ParlyPay AML and Counter-Terrorism Financing (CTF) Policy

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Disclaimer

ParlyPay is a product of MySparkLite LLC, a privately held limited liability company registered in Wyoming, United States.

ParlyPay is a cross-border payment platform designed to help businesses collect payments, manage recurring billing, and process international transactions. It supports digital commerce use cases for businesses operating across multiple countries

ParlyPay is built with layered security controls, including encryption, transaction monitoring, and structured escrow systems to help reduce fraud risks. While no platform can eliminate all risks, we provide tools and processes designed to improve transparency, accountability, and dispute resolution in cross-border transactions

ParlyPay is a technology company, and it is not a bank. It does not hold customer funds directly or provide banking services.

Payment Infrastructure & Service Providers

ParlyPay works with regulated financial institutions and payment service providers to facilitate payment processing and settlement.

Banking Partners: Banking and account services are provided through licensed financial institutions such as Zenus Bank, which operate under applicable banking regulations in their respective jurisdictions.
Payment Processing: Payment processing services are supported by regulated payment infrastructure providers, including Stripe, which operates as a licensed payment processor and money services business in applicable jurisdictions.
Open Banking Connectivity: Account verification and financial data connectivity are supported through open banking infrastructure providers such as Plaid, which enables secure access to financial data through regulated APIs and complies with applicable data protection standards.
Regional Payment Processing (Africa): In supported African markets, payment processing may be facilitated through licensed payment service providers such as Paystack, which operates under the regulatory oversight of the Central Bank of Nigeria (CBN) and supports local currency payment collection and settlement.