How it works
From Commercial Agreement to Settlement.
A cross-border transaction should remain connected from beginning to end. ParlyPay provides a structured payment flow designed to support cross-border transactions between parties in different locations.
01 — Connect
Bring the relevant business, counterparty and transaction information together.
02 — Verify
Complete applicable identity, business and compliance requirements.
03 — Agree
Define transaction terms, payment conditions, milestones and obligations.
04 — Fund
Initiate payment through supported payment and financial infrastructure.
05 — Track
Monitor payment status, fulfillment, milestones, documents and approvals.
06 — Protect
Use appropriate transaction-protection workflows where applicable.
07 — Resolve
If something goes wrong, use available transaction information and evidence to support investigation and resolution.
08 — Settle
Complete the transaction according to applicable conditions and settlement arrangements.
09 — Understand
Use Parlo AI and financial intelligence to understand the transaction and its impact on your business.
The result
A more connected transaction experience that brings commercial activity and financial activity closer together.
Availability of specific services depends on jurisdiction, transaction type, eligibility, regulatory requirements and participating providers.
We Understand Your Concerns
What if the seller does not deliver?
Funds remain locked in escrow until delivery conditions are verified. No delivery, no release — your funds stay protected.
What if a dispute happens?
Our evidence-based dispute workflow includes document uploads, audit trails, milestone review, and resolution tracking from start to finish.
Can I use this for cross-border transactions?
Yes. ParlyPay supports cross-border workflows without requiring foreign bank accounts. Transact globally with supported currencies and chains.
Does ParlyPay hold my money?
No. ParlyPay is non-custodial by design. Users control their own wallets. Funds are governed by escrow smart contract logic, not by ParlyPay.
Can my team track everything easily?
Yes. Real-time dashboards, role-based access, milestone tracking, and centralized transaction oversight keep your entire team informed.
What if the buyer refuses to release funds?
ParlyPay provides a structured dispute resolution process with evidence uploads, milestone verification, and AI-powered recommendations.
How do I know my funds are safe?
Funds are held in smart contract escrow — not by ParlyPay. End-to-end encryption, audit logging, and tamper-evident records protect every transaction.
Do I need a foreign bank account?
No. ParlyPay eliminates the need for costly foreign banking relationships. Connect your existing wallets and funding sources.
How do I know the process is fair?
Every action is recorded in an immutable audit trail. Escrow rules are transparent and agreed upon by both parties before funds are committed.
Will this work for multiple companies or subsidiaries?
Yes. ParlyPay supports multi-entity organizations with centralized management, role-based permissions, and unified reporting across subsidiaries.
Ready to Trade Across Borders With Greater Confidence?
Whether you’re managing vendors, suppliers, clients, contractors, or international business partners, ParlyPay helps you transact with greater confidence. Protect funds. Reduce risk. Accelerate deals. Scale globally.