Unlock Seamless Cross-Border Payments with Parlypay
AI-Powered Dispute Resolution for Trade Payments – No U.S. Bank Account Needed!
Effortless send & receive money with AI-Powered Dispute Resolution—No U.S. Bank Account Needed!
Parlypay makes cross-border trade payments simple and secure. Our AI-driven system helps resolve payment disputes quickly, ensuring fair outcomes without delays. Whether you’re a business or an individual, you can send and receive payments seamlessly—no U.S. bank account required! Enjoy fast transactions, secure agreements, and automated dispute handling, all on one easy-to-use platform.
How It works
Sign Up
Register for an account on our platform in just a few minutes. Provide your business details to get started. If you are opening a business account. Add your personal details if you are opening a personal account
Link & Fund Your Wallet
Securely link your debit card to your account. Our platform supports a wide range of cards for your convenience. You can easily create a virtual debit card if your physical debit card isn't allowing you to engage with other merchant globally.
Send & Receive Money To Merchants
Start making payments to your international vendors and service providers with ease. Our streamlined process you will be able to pay for services and receive money from services rendered either as an individual or a business owner
What is ParlyPay About?
- Send and receive funds: for both virtual, physical goodies and services.
- Pay directly from your American bank account : to other users on the platform.
- Fund your account: and pay other users via their email addresses within the platform.
Benefits For Everyone
Making Cross-Border Financial Dispute Resolution Safe with AI
At Parlypay, we are integrating AI automation systems to minimise human intervention while ensuring fast, fair, and transparent settlement of financial disputes across borders. Our cutting-edge technology enhances trust, security, and efficiency in global transactions.
- Automated Mediation Bots: Our AI-powered bots analyze disputes and propose compromise solutions before escalating the matter to human intervention, streamlining resolutions.
- Data-Driven Arbitration: Using advanced AI models, we replicate human arbitration logic to deliver fair and unbiased dispute resolutions, reducing settlement times.
- Intelligent Escalation Thresholds: Human involvement is only triggered for complex or unresolved cases, ensuring efficiency while maintaining high service standards.
Collect Payments Anywhere, Anytime
Create and share payment links with Parlypay, enabling you to collect payments from your customers without needing a website. Our payment links provide a simple and efficient way to receive payments online.
- No Code Required: Generate payment links with ease, no technical skills needed.
- Shareable Links: Distribute payment links via email, social media, or messaging apps.
- Multiple Payment Methods: Accept payments via cards, bank transfers.
- Real-Time Tracking: Monitor the status of your payment links and transactions.
Seamless Online Shopping with Virtual Dollar Card
In today’s digital-first world, shopping online has never been easier—thanks to ParlyPay virtual card. Whether you’re a business or an individual, virtual cards offer a secure, convenient, and flexible way to make payments online.
- For Businesses: Simplify expense management for remote teams
- For Businesses: Safeguard company funds with controlled spending limits
- For Individuals: Shop securely on any online platform
- For Individuals: Avoid sharing your primary card details
Business-To-Business Benefits
Build International Payment Relationship From Africa To Americans
Safe Business Transactions Across Borders
Why International Business Relationships Matter
Expanding your business through international relationships opens doors to increased revenue, enhanced expertise, and diverse resources. Here’s how building these connections can help:
- Access New Markets: Reach a broader audience, establish new distribution channels, and increase your revenue potential.
- Gain Fresh Perspectives: Collaborate with partners across industries and regions, bringing fresh ideas and insights that fuel growth and innovation.
- Enhance Your Competitiveness: Access advanced technology, knowledge, and resources to improve your products or services and boost your competitive edge.
- Strengthen Your Supply Chain: Diversify and expand your supplier base, reducing dependency on single sources and increasing operational resilience.
Sending Money Back Home
Send Money Back Home To Loved Ones
Show Financial Support To Stranded Loved Ones
Sending money back home shouldn’t be complicated or costly. With our easy-to-use platform, you’ll find that transferring money internationally is as simple as sending a text. Join thousands of satisfied customers who trust us to keep them connected to their loved ones worldwide. We understand that when your loved ones are stranded, speed, security, and simplicity are essential. Here’s why our platform is the best way to get help to them fast:
- Fast Transfers: We offer real-time money transfers, ensuring funds arrive as soon as possible to ease your loved ones’ situation.
- Global Reach:Our network spans across countries and regions, so no matter where your loved ones are, we can help you reach them.
- Secure Transactions: Advanced security measures protect your transactions, so you can feel confident your money will arrive safely.
- Flexible Payout Options: Whether your loved ones need funds in cash, to a bank account, or a mobile wallet, we offer a variety of convenient delivery options.
Enhanced Security and Dispute Resolution
Worried about scams or breaches of agreement? ParlyPay has you covered. Our platform is designed with robust security measures, allowing you to:
- Dispute transactions : that violate agreed-upon terms and conditions.
- Escalate issues: to our admin or moderator team if direct resolution isn't possible.
- Ensure fair outcomes: as non-cooperative parties will be addressed accordingly.
Parlypay: A Product of MySparkLite LLC
Parlypay is a flagship product of MySparkLite LLC, a private limited company registered as a Limited Liability Company (LLC) in Wyoming, USA.
Parlypay operates as a cutting-edge cross-border payment solution that empowers businesses to collect payments, manage recurring transactions, and process international money transfers. It is designed to deliver seamless and secure payment experiences for merchants and individuals engage in remote gig worldwide.
Disclaimer
Parlypay’s services are exclusively available to eligible corporate customers and users involved in legitimate gig jobs across borders. These services are governed by local and international regulations, and users must adhere to the eligibility criteria specified by MySparkLite LLC.
It is important to note that MySparkLite LLC is a technology company and not a bank. Banking services for Parlypay are provided through partnerships with licensed financial institutions.
Payment services for Parlypay are powered by Stripe, a global leader in payment processing technology. Stripe is registered as a licensed money transmitter in various jurisdictions, ensuring compliance with local and international financial regulations. Their infrastructure supports Parlypay’s secure and seamless transactions across multiple currencies and countries.
Plaid provides the underlying technology for Parlypay’s account verification and secure financial data integration. As a trusted platform for open banking, Plaid ensures that users have a streamlined experience while connecting their bank accounts to Parlypay. Plaid complies with global data protection standards to safeguard users’ financial information.
Paystack for payments in Africa, Paystack powers Parlypay’s infrastructure, leveraging its expertise in processing secure and efficient transactions in local currencies. As a licensed payment service provider regulated by the Central Bank of Nigeria (CBN), Paystack ensures compliance with regional regulatory requirements while enabling seamless payment collection for businesses.