Send and Receive Funds Globally, Stay Protected from Fraud
Expand your business beyond borders without compromising on security. Our platform empowers you to send and receive international payments with advanced fraud protection built in. From real-time transaction monitoring to smart authentication tools, every transfer is shielded against suspicious activity.
And if fraud ever slips through the cracks? Our AI-powered Dispute Center steps in immediately—analyzing, tracking, and assisting with fund recovery so your business stays protected and operational. Go global with confidence. Let AI guard your payments.
About Us
What is ParlyPay About?
ParlyPay is a service that helps people and businesses send and receive money between different countries, like from Africa to North America or Europe. It uses smart technology (AI and blockchain) to stop fraud and make sure payments are safe. With ParlyPay, you don’t need a foreign bank account to get paid or send money. It works for both families and businesses, making it easier to send money across borders.
Payment Fraud, Worse Than Credit Card Fraud
Payment fraud is any type of false or illegal transaction completed by a cybercriminal. The perpetrator deprives the victim of funds, personal property, interest or sensitive information via the Internet. parlypay exist to solve Payment fraud which is characterized in two ways: Fraudulent or unauthorized transactions.
$13.6B in 2023
Fraud loss value increase to
$48 Billion
Potential losses
Who we serve
For Freelancers & Remote Workers
ParlyPay was built for remote hustlers who want to get paid—fast and safe. We know the struggle: shady clients, delayed payouts, and sketchy platforms. With ParlyPay, you can:
- Get paid globally: with reliable payment links or virtual accounts
- Avoid payment fraud: with built-in fraud prevention processes and alerts
- Track your earnings in real time: all from your dashboard ParlyPay gives freelancers and creatives the freedom to work globally, without the headache.
Who we serve
For SMEs & Online Merchants
ParlyPay simplifies cross-border transactions for growing businesses. Say goodbye to frozen accounts, long settlement delays, and outrageous fees. ParlyPay helps you:
Accept global payments with ease
Enjoy competitive market fees that protect your profit margins
Withdraw earnings seamlessly to your local bank
Convert currencies transparently without hidden charges whether you're selling digital goods or physical products
Common Pain Points We Solve For Importers & Exporters
PainPoint 1
The Issue
My international supplier is waiting, but my bank’s payment is stuck
The Fix
With ParlyPay, you can send international payments via USD, EUR, GBP or other supported currencies—faster than traditional bank wires.
PainPoint 2
The Issue
High conversion rates and surprise fees are killing my margins
The Fix
ParlyPay gives you access to competitive market FX rates and low-cost transaction fees, so you keep more of your profits.
PainPoint 3
The Issue
It’s a hassle managing cross-border compliance and paperwork
The Fix
Our system is built with automated compliance checks and optional custom invoice management, so you focus on your trade—not red tape.
PainPoint 4
The Issue
I can’t track where my money is until it’s too late
The Fix
With ParlyPay, you get real-time updates and payment tracking from start to finish, so you're never in the dark.
Who we serve
For Importers & Exporters
Move goods across borders without getting stuck in payment bottlenecks. ParlyPay was built for business importers and exporters who need a smarter, faster, and more affordable way to pay and get paid across currencies.
Who we serve
Coaching & Training Consultants
Delayed corporate payments
Most corporate clients operate on 30- to 90-day payment cycles, affecting cash flow for trainers who need upfront costs for planning logistics and course delivery.
High-cost international platforms
Global training clients may prefer big fintech platforms which take a big bite in fees and slow down settlements.
Multiple clients, no central payment platform
Managing recurring or milestone payments from different companies can become chaotic, especially with manual follow-ups and different invoicing systems.
Complex pricing and conversions
Negotiating prices in one currency, delivering in another, and getting paid in a third (e.g., local currency) can erode profits very fast if FX rates swing at any time during the course of the transaction.
Dispute Resolution
ParlyPay AI Will Handle Your Disputes Without Bias
ParlyPay is building a smarter way to handle disputes—powered by AI, backed by empathy.
Contextual Smart Support
Bias-Free Mediation
Auto-Resolution for Verified Cases
Smart Escalation Workflow
Security First — Because Trust Is Everything
In today’s digital world, where scammers lurk behind fake emails and payments vanish without warning, security is no longer optional—it’s a lifeline. Whether you’re a family sending money to loved ones abroad or a business moving large sums across borders, you need to know your money is safe from fraud, hacks, and human error.
Audit logs
Transactions on Parlypay are logged for full transparency and easy auditing.
Secure API integration
Connect your American and european bank accounts to parlypay, which is secured
Dedicated Business Security Dashboard
Monitor payment activity, transactions, and logged payments in real time.
Regulatory-grade compliance
We have designed Parlypay to comply with regulators guidelines, and relevant AML/KYC laws, so your business stays on the right side of the law.
Why Parlypay
Whether You’re Sending Love or Settling Invoices
ParlyPay protects what matters most: your money, your people, your peace of mind.
No more guessing if your transfer went through. No more late-night panic attacks because of a hacked account. With ParlyPay, security isn’t just a feature—it’s our foundation.
Who we serve
ParlyPay Virtual Dollar Card – Benefits at a Glance
Tired of your card being declined when you try to shop online internationally? ParlyPay’s Virtual Dollar Card is your passport to global shopping—secure, fast, and wallet-friendly.
Shop on any international website with ease
Bank-level security to protect your funds
Manage your card from your phone freeze/unfreeze, track transactions, set limits
Ease of use in virtual funding
Parlypay: A Product of MySparkLite LLC
Parlypay is a flagship product of MySparkLite LLC, a private limited company registered as a Limited Liability Company (LLC) in Wyoming, USA.
Parlypay operates as a cutting-edge cross-border payment solution that empowers businesses to collect payments, manage recurring transactions, and process international money transfers. It is designed to deliver seamless and secure payment experiences for merchants and individuals engage in remote gig worldwide.
Disclaimer
Parlypay’s services are exclusively available to eligible corporate customers and users involved in legitimate gig jobs across borders. These services are governed by local and international regulations, and users must adhere to the eligibility criteria specified by MySparkLite LLC.
It is important to note that MySparkLite LLC is a technology company and not a bank. Banking services for Parlypay are provided through partnerships with licensed financial institutions.
Payment services for Parlypay are powered by Stripe, a global leader in payment processing technology. Stripe is registered as a licensed money transmitter in various jurisdictions, ensuring compliance with local and international financial regulations. Their infrastructure supports Parlypay’s secure and seamless transactions across multiple currencies and countries.
Plaid provides the underlying technology for Parlypay’s account verification and secure financial data integration. As a trusted platform for open banking, Plaid ensures that users have a streamlined experience while connecting their bank accounts to Parlypay. Plaid complies with global data protection standards to safeguard users’ financial information.
Paystack for payments in Africa, Paystack powers Parlypay’s infrastructure, leveraging its expertise in processing secure and efficient transactions in local currencies. As a licensed payment service provider regulated by the Central Bank of Nigeria (CBN), Paystack ensures compliance with regional regulatory requirements while enabling seamless payment collection for businesses.