Global money transfers with fraud risk monitoring.
Send and receive international payments through a secure infrastructure designed to support cross-border transactions. Built-in fraud monitoring, real-time activity tracking, and multi-layer authentication help reduce risk, while our dispute resolution tools provide structured support for reviewing and resolving transaction issues.
About Us
What is ParlyPay About?
ParlyPay is a cross-border payment infrastructure that enables individuals and businesses to send and receive money between Africa, North America, and Europe.
ParlyPay leverages automated systems and blockchain-enabled escrow mechanisms to support transaction transparency and reduce fraud risk throughout the payment process. Users can send and receive funds without requiring foreign bank accounts, making cross-border transactions more accessible. ParlyPay serves both individuals and businesses, providing a secure and reliable platform for managing international payments.
Payment Fraud, Worse Than Credit Card Fraud
Payment fraud refers to unauthorized or deceptive transactions carried out to obtain funds, assets, or sensitive information. These activities often occur through digital channels and can affect both individuals and businesses.
ParlyPay is designed to help reduce the risk of payment fraud by supporting transaction transparency and providing structured processes before, during, and after payments.
Payment fraud generally falls into two broad categories:
- Unauthorized transactions, where payments are made without the account holder’s consent
- Fraudulent transactions, where deception or misrepresentation is used to initiate or complete a payment
$13.6B in 2023
Fraud loss value increase to
$48 Billion
Potential losses
Who we serve
For Freelancers & Remote Workers
ParlyPay was built for remote hustlers who want to get paid—fast and safe. We know the struggle: shady clients, delayed payouts, and sketchy platforms. With ParlyPay, you can:
- Get paid globally: with reliable payment links or virtual accounts
- Avoid payment fraud: with built-in fraud prevention processes and alerts
- Track your earnings in real time: all from your dashboard ParlyPay gives freelancers and creatives the freedom to work globally, without the headache.
Who we serve
For SMEs & Online Merchants
ParlyPay simplifies cross-border transactions for growing businesses. Say goodbye to frozen accounts, long settlement delays, and outrageous fees. ParlyPay helps you:
Accept global payments with ease
Enjoy competitive market fees that protect your profit margins
Withdraw earnings seamlessly to your local bank
Convert currencies transparently without hidden charges whether you're selling digital goods or physical products
Common Pain Points We Solve For Importers & Exporters
PainPoint 1
The Issue
My international supplier is waiting, but my bank’s payment is stuck
The Fix
With ParlyPay, you can send international payments via USD, EUR, GBP or other supported currencies—faster than traditional bank wires.
PainPoint 2
The Issue
High conversion rates and surprise fees are killing my margins
The Fix
ParlyPay gives you access to competitive market FX rates and low-cost transaction fees, so you keep more of your profits.
PainPoint 3
The Issue
It’s a hassle managing cross-border compliance and paperwork
The Fix
Our system is built with automated compliance checks and optional custom invoice management, so you focus on your trade—not red tape.
PainPoint 4
The Issue
I can’t track where my money is until it’s too late
The Fix
With ParlyPay, you get real-time updates and payment tracking from start to finish, so you're never in the dark.
Who we serve
Selling Virtual Assets as a Gamer — Get Paid Across Borders, With Less Risk
If you’ve ever sold a rare skin, levelled account, in-game currency, or exclusive digital item, you already know the opportunity and the risks. After receiving assets, buyers often vanish, sellers face chargebacks, and cross-border payments can become complicated or unattainable. Gamers and digital traders can move money across borders with more clarity and control thanks to ParlyPay’s design.
Who we serve
Business & Tech Consultants
Delayed corporate payments
Most corporate clients operate on 30- to 90-day payment cycles, affecting cash flow for trainers who need upfront costs for planning logistics and course delivery.
High-cost international platforms
Global training clients may prefer big fintech platforms which take a big bite in fees and slow down settlements.
Multiple clients, no central payment platform
Managing recurring or milestone payments from different companies can become chaotic, especially with manual follow-ups and different invoicing systems.
Complex pricing and conversions
Negotiating prices in one currency, delivering in another, and getting paid in a third (e.g., local currency) can erode profits very fast if FX rates swing at any time during the course of the transaction.
Dispute Resolution
ParlyPay AI Will Handle Your Disputes Without Bias
ParlyPay is building a smarter way to handle disputes—powered by AI, backed by empathy.
Contextual Smart Support
Bias-Free Mediation
Auto-Resolution for Verified Cases
Smart Escalation Workflow
Security First — Because Trust Is Everything
In today’s digital world, where payment risks and online fraud remain a concern, security plays a critical role in how money moves across borders. Whether you’re supporting family abroad or managing international business payments, having systems that promote transparency, monitoring, and structured transaction processes can help reduce risk and support more reliable outcomes.
Audit logs
ParlyPay maintains transaction records to enhance transparency and support auditing, reporting, and internal review processes.
Secure API integration
Connect your U.S. and European bank accounts to ParlyPay using a secure integration that supports seamless cross-border payments and transaction visibility.
Dedicated Business Analytics Dashboard
Gain deeper visibility into your operations with a dedicated analytics dashboard. Access transaction data, monitor activity, and review performance trends through structured reports
Regulatory-grade compliance
ParlyPay is built to support compliance with applicable regulatory standards, including AML and KYC requirements in supported regions. By integrating these processes into our platform.
Why Parlypay
Empowering Global Learning Businesses
ParlyPay supports coaches and educators in scaling their impact across borders. From one-on-one coaching to large-scale training programs, our platform provides the infrastructure to receive payments internationally while maintaining visibility and control over your transactions.
Who we serve
ParlyPay Virtual Dollar Card – Benefits at a Glance
Tired of your card being declined when you try to shop online internationally? ParlyPay’s Virtual Dollar Card is your passport to global shopping—secure, fast, and wallet-friendly.