We don’t just process payments. We protect your peace of mind.
The Escrow Shield
Funds are held securely in escrow and are only released when agreed conditions are met such as delivery of goods or completion of services. This ensures both parties fulfil their obligations before settlement is finalised, helping reduce the risk of disputes or non-performance after payment is made.
The AI Recovery Agent
In the event of a disputed or potentially fraudulent transaction, our agent-assisted systems help initiate a structured review process. The system analyses transaction data, traces activity patterns, and supports recovery efforts where applicable. It is designed to assist in resolving issues efficiently and improving outcomes through evidence-based investigation and escalation workflows.
About ParlyPay
ParlyPay is a trade payment infrastructure built for businesses operating across countries. We help businesses pay, get paid, and complete transactions safely when buyers, sellers, and service providers are not in the same location.
We were built for the real world where a founder may be in one country, a buyer in another, and a supplier somewhere else entirely. In that environment, trust is just as important as money itself.ParlyPay exists to make cross-border trade simpler, safer, and more reliable by reducing friction, improving transaction confidence, and supporting structured settlement between parties. We support:
- Services-based businesses
- Virtual training businesses
- Physical goods businesses
- Digital goods businesses
Founder Origin Story
ParlyPay started with a simple but recurring problem: cross-border payments fail when trust breaks down between the sender and the receiver.
As a founder working across digital services, international transactions, and platform-based payments, I repeatedly encountered the same issues:
- Payments sent with no delivery guarantee
- Clients refusing to release funds after work was completed
- Businesses losing money to chargebacks and fraud
- No structured way to resolve disputes across borders
According to the World Bank, global remittance flows to low- and middle-income countries reached over $650 billion annually, yet dispute resolution and transaction protection remain largely manual, fragmented, or non-existent across most corridors.
Existing platforms like PayPal and Stripe provide payment rails but not enforceable trust between counterparties, especially in informal or cross-border trade scenarios.
ParlyPay was conceived to address that missing layer:
a system where payments are not just processed, but structured, monitored, and conditionally released.
Vision Statement
To power the world’s intercontinental trade by becoming the most trusted infrastructure for cross-border payments and settlement.
Mission Statement
Our mission is to simplify cross-border payments by providing secure infrastructure that helps businesses in Africa, the Americas, and Europe transact with greater trust, speed, and confidence.
Core Values
Excellence
Good isn’t good enough. We hold ourselves to the highest standards in everything from our technology to our customer service
Customer Obsession
Our users are at the heart of everything we do. We listen closely, move quickly, and build with empathy. Whether it's a mother sending money home or a small business receiving payments from abroad, we’re here to make their journey simple, secure, and smooth.
Innovation
At ParlyPay, we’re constantly building smarter, faster, and safer ways for people to move money across borders.
Ownership
We take full responsibility for our work, our decisions, and the experience we deliver. Everyone at ParlyPay acts like an owner — committed to the mission, accountable to our users, and driven to make a real difference every day.