Virtual Card
A virtual card for online spending, business purchases, and controlled digital payments across supported markets.
Overview
ParlyPay Virtual Card helps businesses create card-based payment options for online transactions without issuing a physical card. Virtual cards are commonly used for digital purchases, software subscriptions, advertising spend, travel bookings, and other remote payments.
What it does
ParlyPay Virtual Card is designed to:
- Support online card payments
- Separate business spending from primary operating accounts
- Provide a card-based payment method for recurring or one-time digital purchases
- Support transaction review and card activity management through the platform
Virtual cards are issued digitally and are intended for online use rather than in-person terminal use
Key features
Virtual card issuance
Online payment support
Card status management
Spend and usage tracking
Authorization monitoring
Aligned payment workflows
Best for
- Remote business purchases
- Marketing and ad spend
- Digital service payments
- Recurring online expenses
How it works
1. A business requests a virtual card.
2. The card is issued digitally.
3. The card is used for supported online payments.
4. Transactions are authorized and recorded.
5. The business can review card activity and manage usage through the platform.
Virtual Card Disclaimer
ParlyPay Virtual Cards are issued in partnership with licensed financial institutions and card networks. Availability of virtual cards is subject to successful onboarding, identity verification, and compliance review in accordance with applicable laws and regulations.
ParlyPay does not issue cards directly and does not act as a bank or card network. Card issuance, authorization, and settlement are handled by regulated partners. Card usage is subject to the terms, limits, and controls defined by the issuing institution, including restrictions based on geography, merchant category, and transaction type.
Transaction authorization is not guaranteed and may be declined based on risk controls, insufficient funds, network rules, or compliance requirements. Currency conversion, cross-border fees, and processing charges may apply depending on the transaction.
Virtual cards are intended primarily for online use and may not be supported for all merchant types or regions. Businesses are responsible for monitoring card activity, managing access, and ensuring that card usage complies with applicable laws and contractual obligations.