Send Money Overseas to Loved Ones Anytime
When your loved ones are abroad, every second counts in an emergency. With ParlyPay, you can send money quickly and securely—knowing that your transaction is safe from fraud and delays. Say goodbye to expensive transfer fees and worrying about whether your money will reach its destination.
About Us
What is ParlyPay About?
ParlyPay is a cross-border payment solution designed to simplify international business transactions for businesses and families of all sizes across borders. Whether you’re paying for merchant goods and services or receiving payments for your products or services you offer, ParlyPay helps you to convert and transfer money effortlessly to business partners, family members and loved ones living across borders.
Why Lose Money To The Hands of Professional Fraudsters
Payment fraud is any type of false or illegal transaction completed by a cybercriminal. The perpetrator deprives the victim of funds, personal property, interest or sensitive information via the Internet. parlypay exist to solve Payment fraud which is characterized in two ways: Fraudulent or unauthorized transactions.
For Diaspora Individuals
Sending money home shouldn’t feel like sending it into the void.
With ParlyPay, remittance is personal, affordable, and safe. Here’s how we help you support your loved ones better:
- Convert currencies transparently:without hidden charges whether you're selling digital goods or physical products, ParlyPay gives you control, speed, and peace of mind—no middlemen drama.
Who we serve
ParlyPay Virtual Dollar Card – Benefits at a Glance
Tired of your card being declined when you try to shop online internationally? ParlyPay’s Virtual Dollar Card is your passport to global shopping—secure, fast, and wallet-friendly.
Shop on any international website with ease
Bank-level security to protect your funds
Manage your card from your phone freeze/unfreeze, track transactions, set limits
Ease of use in virtual funding
Common Pain Points We Solve For Importers & Exporters
PainPoint 1
The Issue
My naira card keeps getting declined
The Fix
ParlyPay gives you a Virtual USD Card that works on major international platforms—Amazon, AliExpress, Netflix, Adobe, Apple, you name it.
PainPoint 2
The Issue
The FX rates are terrible, and I’m losing money on every transaction
The Fix
Our cards offer competitive market exchange rates, so you get more value for every dollar spent.
PainPoint 3
The Issue
I’m worried about card fraud and online theft
The Fix
We’ve got you covered with fraud detection, card controls, and real-time transaction alerts—shop safe, spend smart.
PainPoint 4
The Issue
I hate surprise fees that pop up after I’ve paid
The Fix
With ParlyPay, what you see is what you get. Our transparent pricing means no hidden charges. Ever.
Who we serve
We don’t just process payments—we protect your peace of mind
ParlyPay protects what matters most your money, your people, your peace of mind. No more guessing if your transfer went through. No more late-night panic attacks because of a hacked account. With ParlyPay, security isn’t just a feature—it’s our foundation.
Send & Receive Money
Sending Money to Stranded Loved Ones Overseas
These are urgent, emotional situations—often involving students, travelers, or relatives facing emergencies abroad (e.g. missed flights, medical emergencies, rent issues, etc.)
International Cards Get Rejected
Your loved one may be stranded because their Nigerian bank card doesn’t work overseas. You try to send money fast—but local banks or platforms delay the process.
Delays That Kill the Purpose
Many traditional bank transfers take 2–5 working days to reflect. In an emergency, every second counts.
Platform Restrictions & Country Limits
Some foreign based platforms don't support allow you send to your intended destinations, especially for African countries. That's where Parlypay steps in
Trust Issues with New Platforms
When time is critical, people are afraid to try unknown or untested platforms. They want instant delivery, proof, and peace of mind.
Dispute Resolution
Got Payment Disputes? Let ParlyPay’s Smart AI Handle It for You
ParlyPay is building a smarter way to handle disputes—powered by AI, backed by empathy.
Contextual Smart Support
Bias-Free Mediation
Auto-Resolution for Verified Cases
Smart Escalation Workflow
Security
Security First — Because Trust Is Everything
In today’s digital world, where scammers lurk behind fake emails and payments vanish without warning, security is no longer optional—it’s a lifeline. Whether you’re a family sending money to loved ones abroad or a business moving large sums across borders, you need to know your money is safe from fraud, hacks, and human error.
Parlypay: A Product of MySparkLite LLC
Parlypay is a flagship product of MySparkLite LLC, a private limited company registered as a Limited Liability Company (LLC) in Wyoming, USA.
Parlypay operates as a cutting-edge cross-border payment solution that empowers businesses to collect payments, manage recurring transactions, and process international money transfers. It is designed to deliver seamless and secure payment experiences for merchants and individuals engage in remote gig worldwide.
Disclaimer
Parlypay’s services are exclusively available to eligible corporate customers and users involved in legitimate gig jobs across borders. These services are governed by local and international regulations, and users must adhere to the eligibility criteria specified by MySparkLite LLC.
It is important to note that MySparkLite LLC is a technology company and not a bank. Banking services for Parlypay are provided through partnerships with licensed financial institutions.
Payment services for Parlypay are powered by Stripe, a global leader in payment processing technology. Stripe is registered as a licensed money transmitter in various jurisdictions, ensuring compliance with local and international financial regulations. Their infrastructure supports Parlypay’s secure and seamless transactions across multiple currencies and countries.
Plaid provides the underlying technology for Parlypay’s account verification and secure financial data integration. As a trusted platform for open banking, Plaid ensures that users have a streamlined experience while connecting their bank accounts to Parlypay. Plaid complies with global data protection standards to safeguard users’ financial information.
Paystack for payments in Africa, Paystack powers Parlypay’s infrastructure, leveraging its expertise in processing secure and efficient transactions in local currencies. As a licensed payment service provider regulated by the Central Bank of Nigeria (CBN), Paystack ensures compliance with regional regulatory requirements while enabling seamless payment collection for businesses.