Send & Receive Money From Abroad - No U.S. Bank Account Needed!
Effortless send & receive money with AI-Powered Dispute Resolution—No U.S. Bank Account Needed!
About ParlyPay
- Send and receive funds: for both virtual, physical goodies and services.
- Pay directly from your American bank account : to other users on the platform.
Vision Statement
is to be the market leader for cross-border payment solutions in the world’s intercontinental trade transactions.
Mission Statement
our mission is to make fraud free international payment transactions available for Africans, Americans and Europeans doing business across the globe
Core Values

Excellence
Good isn’t good enough. We hold ourselves to the highest standards in everything — from our technology to our customer service

Customer Obsession
Our users are at the heart of everything we do. We listen closely, move quickly, and build with empathy. Whether it's a mother sending money home or a small business receiving payments from abroad, we’re here to make their journey simple, secure, and smooth.

Innovation
At ParlyPay, we’re constantly building smarter, faster, and safer ways for people to move money across borders.

Ownership
We take full responsibility for our work, our decisions, and the experience we deliver. Everyone at ParlyPay acts like an owner — committed to the mission, accountable to our users, and driven to make a real difference every day.
Parlypay: A Product of MySparkLite LLC
Parlypay is a flagship product of MySparkLite LLC, a private limited company registered as a Limited Liability Company (LLC) in Wyoming, USA.
Parlypay operates as a cutting-edge cross-border payment solution that empowers businesses to collect payments, manage recurring transactions, and process international money transfers. It is designed to deliver seamless and secure payment experiences for merchants and individuals engage in remote gig worldwide.
Disclaimer
Parlypay’s services are exclusively available to eligible corporate customers and users involved in legitimate gig jobs across borders. These services are governed by local and international regulations, and users must adhere to the eligibility criteria specified by MySparkLite LLC.
It is important to note that MySparkLite LLC is a technology company and not a bank. Banking services for Parlypay are provided through partnerships with licensed financial institutions.
Payment services for Parlypay are powered by Stripe, a global leader in payment processing technology. Stripe is registered as a licensed money transmitter in various jurisdictions, ensuring compliance with local and international financial regulations. Their infrastructure supports Parlypay’s secure and seamless transactions across multiple currencies and countries.
Plaid provides the underlying technology for Parlypay’s account verification and secure financial data integration. As a trusted platform for open banking, Plaid ensures that users have a streamlined experience while connecting their bank accounts to Parlypay. Plaid complies with global data protection standards to safeguard users’ financial information.
Paystack for payments in Africa, Paystack powers Parlypay’s infrastructure, leveraging its expertise in processing secure and efficient transactions in local currencies. As a licensed payment service provider regulated by the Central Bank of Nigeria (CBN), Paystack ensures compliance with regional regulatory requirements while enabling seamless payment collection for businesses.